A job will never make me rich without a plan in mind.

A job will never make me rich except when it is part of my long term get rich plan.

Time moves so fast and this is not released until its too late. I should always have a plan on how am using my time and the direction in which my job is talking me. Its better if I project how much I should be earning at anytime and make plans of how to receive that amount when that time comes.

I must know that before I earn must do something and before I do that thing I must be some one capable of doing it. People who get rich spend most of their time trying to build the person they want to be so that they earn from what they do. If I want to be a general manager in a certain company by a certain date, I should know the qualifications I need to be one and then plan of getting there. After that I follow the plan I have made. Then will be able to earn

what I planned and it is good if I know which company to work in and how to get there.

Getting g a job will never make me rich but having a good plan of using my job to get rich will make me one.

I need systems to grow my businesses.

If I have gotten what to sell say services or products, I will put up a business system to sell them. I necessarily do not need to create my own system because many have been created before and available for me to use. All I need to do is to learn to do anything I want.
The most essential systems in my businesses are:



Distribution system- I must know how my product is going to reach my customers

Marketing systems- how are people going to know about my product

Finance systems- how am I going to finance my business and how am I going too manage my finances

Operations systems- how am I going to produce to meet market demands?

My work is to learn how to combine these systems into one whole in order for my business to work out.



If I do not know how to use these systems, the growth of my business will just be disaster to me. It will bring me long hours of work, debts and even be driven out of business due to increased inefficiencies.

I can start up alone but it is good for me to know how to delegate when work becomes too much and it is usually good to plan for the growth of my business before starting my business operations

Do not be e perfectionist
Another thing I need to understand is that I do not need to be perfect to be rich. To start a



business; I do not need to have a perfect plan for it may not exist, I do not nee to have a perfect product for no one has ever made one yet. All I need to begin with is my mind and the few things I have, the rest will come up as I go along the way. The world is already waiting for my product and willing to pay me for it. It all depends on me to start; the world can’t start anything for me.

Again if I do what other people do, I will end up like them it is good to know who to listen to. I need good role models or mentors to help me out.

I do not fear competition
If I am having stiff competition I need to focus on my strength. Every business stage am at has



an advantage and disadvantage. If my competition is big there are things he can not do. For example a shop attendant can not sell to people on the street but a hawker can sell to the people on the streets because he is flexible and the shop also sells to its own people because it is rigid.

I work to improve on my self
Do not think that the world is the way I expect it to be. I see the world the way I am. The way I see the world is like me putting on red glasses I see everything red but if I want to change the color of the things I see it wiser for me to change my glasses than trying to paint the world to the way I want it to be. Working on myself is like changing my glasses.


My thoughts cause my emotions/feelings, my feelings cause me to act, repeated actions become my habits and my habits make my character, my character determines my destiny.
Therefore if what the world to change I need to change my self first, change my thoughts , emotions , habits and the character then my destiny will change to what it to be. What I see, believe, people I spend most of my time with, words I hear influencing my thoughts are of value to my destiny.

I learn from my mistakes.
Failing or making mistakes in not bad but a process to success. If I make a plan and it fails it

means I will be wiser next time because in my decision making process I will use a modified plan which is better than the previous one. That is what is called experience. I will be experienced. To run great businesses I need a lot of experience and every experience does not come as a result of my success but my failures. The earlier I start the earlier I build up my experience bank account to run greater businesses and reaching my destiny in time.

The rich build businesses

Rich people build businesses because they know that businesses are places where their dreams come true. Businesses are places which give the rich the life dream of living, schools teach people to work in those businesses, to many a


business is a place where one gets up everyday and goes to work to live a normal life. I know there is a difference between living a normal life and living a life I dreamt of living. Rich people know this that is why they build businesses and am to follow their footsteps.

I always have an end in mind.

Another thing is that I have to know the person I would like to be when I get old. The common question I was always asked while still a kid was what I wanted to do when I grew up. Many times I would say I wanted to become a pilot, doctor, engineer etc. I strived hard day by day until I graduated to become what I wanted to be. There were variations but by graduation I became what I thought I would be when I had grown up and this was the right time for mo to know what I wanted to be when I grown old after retirement.
Because this is not normally considered, that is why many of us go astray during corporate life because we lack direction and a sense of purpose. We do not prepare for what we want to


be after retirement. What I become after graduation is not permanent it becomes obsolete as my age goes up an as I grow old I stare competing with young energetic people for my job that is to say my pay cheque. My bosses are always willing to py me as long as I can work and if retirement time is not well prepared for we mostly find financial problems. The reason I am considering this, it is useless for me to live like a king and end up living aimlessly in my old age. Every rich person knows this therefore if am to become one I must keep it in mind.

The way I think determines my destination
If I have, and believe in thoughts like enjoying life while am still young because I won’t be able to when I get old, then getting rich might be a little hard for me, not many make it with such thoughts except when am to be among the lucky few. Its better for me to work hard while am still young than working hard during my old age.

Let me explain it to you more clearly. Most of the money I will be earning through hours of hard work will be spent in just minutes while buying depreciating assets which are not of good use in the long run. Since I will be spending a lot on leisure or buying doodads to impress others, I
will in most cases have financial trouble. Many people who rush for these short term loans to off set their financial problems are doing the same thing as anyone who goes to the bar to take some few drinks to forget his problems and by the time he gets sober he is in bigger problems in jail having bumped into someone’s car because he was drunk. Wise people do not use loans to solve family problems. It is not wise for me to pay 2 million for a salary loan of one million after 12 months because I want to put some few things at home.

Let me show you something most of us do not see. Most of us party almost everyday buying beer for ourselves and friends almost daily but what is the long run implication.


If I started consuming about $10 daily for 40 years of my corporate life I will have consumed

10 x 365 days x 40years = $146,000.

If I saved that money daily or invested in money vehicles such as stocks by the time I retire more than it will be waiting for me at my disposal. A rich man one time on TV said that if I learnt how to turn $1 into $2 then I would have started thinking like a rich person. But what we normally do, we turn thousands of dollars to nothing daily. Rich people spend money on things which bring back their money but poor people spend money on things which take away their money.

How I turn my products into wealth

There are usually cheaper and more effective ways of distributing my products except if I can do it more cheaply and effectively than other people.

Since am just starting, there are a number of advantages why someone else needs to distribute my products.
If I produce anything, hawkers and retailers can offer good service to distribute my product to markets they have acquired and usually they have better selling capabilities than me. This is called fronting whereby other parties help you sell your product so as to increase your market share in areas you can reach by your self.

Some people’s business is to supply other people’s products to the public. They know many people, markets and they know the place, time and when to sell different products to different people. So your work is to show them how they are to make a profit by selling your product.
To do everything by myself will kill my businesses since I can’t to all work alone. Being the managing director, marketer, debt collector etc in my business could be disaster to me and my business as it grows.
Usually if someone else is to distribute my product I will tend to package it better than when am the one selling it. Also people prefer buying well packaged products. And I will use expert guidance when marketing my product.

After giving my product to the distributors my product needs to be known to people if my distributors can not advertise it, I have to.


To run a business like a restaurant, I offer my services uniquely and the way my place looks will give me better competitive advantage over others.

Also it is important to know if my product has been liked or whether my distribution system works or not. The people distributing my product can give me a lot of information about my product and customers; it is usually good to have good relations with them.

Using financial systems to plan, gives me more privileges of staying in the business and growing.

How rich people have turned ideas into wealth.

The amount of wealth acquired depends on how many people are willing to use my product or service or the level at which it satisfies the people I serve or the level of uniqueness of my product. The product does not need to be complex but what matters is the degree to which it satisfy peoples needs and the level at which people know about it and the way I distribute it.

The major question rich people ask themselves is how their products are to reach as many people as possible

Retailers are very good people to distribute my product to others. Retailers are spreads all over the country. It retailers can but my products, they spread them all over the country and they also buy in large quantities.

Or I will build my own net work through which I will distribute my products especially if it is cheaper that way. It also depends on the product I sell. Some services are harder to retail, therefore for me to serve very many people it needs to build a net work to reach them. for example others built telecommunication net work , electricity cable network through now measures are being put up to include retailers in selling these services like those selling air time cards.


I will add marketing to what is produced to allow people know about my product and also improve on my product. This will be done through advertising and research.

Advertising makes people know about my product and it can do to help solve their problems. Rich people spend a lot on advertising their products and in the many products available people buy those that are well advertised so advertising is essential.

Research helps me to find new markets, customers and users for my products, to know how favorable conditions will be in the future for my product. This helps me to plan well. Most people do not do this but it can be a competitive advantage for me.

Also management of finances is important. It is my job to know whether I am going to use my own money or other people’s money, how much I am going to pay back and within which period. The best way to manage finances is to use systems which were developed by other people to help me run my businesses well. They help me plan for the future and how to grow my businesses.
These include cash flows, budgets, income statements, balance sheets e.t.c

People who have accumulated vast amounts of wealth

“There are a number of ways rich people have modified our world by giving us the things we need to live a better life and basing on this , I should be able to model peoples ways of living if am to get rich.

People always want to live better lives each and every other day, so my work is to make lives better. Let me show you how some people did this.

Henry ford- created cars which were used to substitute use of horses as means of transport.

Alexander bell- he invented the telephone which people use to communicate with each other over long distances.

Edison – invented commercial bulbs which give light to people each and every day.

Carngie- produced steel which was used to manufacture machines and equipment during his years.

Bill gates- produces soft ware used on personal computers to do day to day tasks.

What I need to do is not to try to invent a new thing but to see how I can use already existing things to help other people and build business

The things I do have to be made commercial before I can earn from them. Let me show others have turned what they do to wealth, I answered with a smile on my face.

There is always a lot of work to do but un employment comes as a result of people failing to turn work into jobs hoping that someone will do it for th

I
Aim at
Doing or producing
Things that can be utilized
By other people in their day today
life

Selling time

Time is the most precious thing for me on earth, it’s a free gift to me and I know we all have the same hours a day.

I spend most of my time trying to get rich by trading my time. Getting a lot of money without having time to spend it with my loved ones because I am busy working or keeping my job is not the best thing for me to do.

Money is not as valuable as my time but I need money for my survival. For me to be wealthy, I have to be able to earn money without trading my time or earn without my self physically working. I.e. my money working for me.



“How you know that you are trading your time,’’ jonnie asked. I replied, “if I find myself in a situation that I can’t meet my needs unless I get a job then I trade time and skills for survival.”

“Why people buy your time,’’ he further asked.
“So that they can spend their time doing other things other than work for money. It is called leveraging time and the principle goes; it is always better for one to use 1% of other peoples time than use 100% of his own time , I answered.

Those who become rich build businesses and hire people to work in them.


“What do you do at your job currently,’ he asked.

What I actually do is I sell my time and skills whole sale to a person who purchases and retail them at a profit to other people through services and products he offers and I get paid monthly.

“What else you can do,” he asked.
“People always want to be helped to do their things well. I will make something that makes a certain task easier; create a business to sell that product and then hire other people to run my business. It is what people do, I can make it, just as others have made it,’’ I answered.

“Can you give me examples of those who have made it ,’’ he asked.

Ok, let me tell you of some people, most of whom came from humble backgrounds that made it to the top and how they made it’’